Overview
5 Cs of Credit overview
In this 5 Cs of Credit course, we will explore the 5 characteristics that lenders use to assess the overall creditworthiness of potential borrowers: Character, Capacity, Capital, Collateral, and Condition.
We will explain each of the 5 Cs in details including:
- The definition of each characteristic
- The importance of this characteristic in credit application process
- How to access the characteristic using different tools and resources
At the end of each chapter, we will put it all together in a case study. You will read the results of a company’s management assessment, financial analysis, business and industry analysis, and identify the strengths and weaknesses of this company’s credit.
5 Cs of Credit learning objectives
Upon completing this course, you will be able to:
- Explain each characteristic in the 5 Cs of credit framework
- Identify the key credit strengths and weaknesses of a company by examining various sources of information
- Discuss how the 5 Cs of credit are used to assess the borrower
5 Cs of Credit is a required course of CFI’s CBCA® program
CFI’s Certified Banking & Credit Analyst (CBCA)® Program offers skills include credit evaluation, documentation, and review procedures. For beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst.
Who should take this CBCA® course?
This 5 Cs of Credit course is perfect for any aspiring credit analysts working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.
What you'll learn
Become a certified Commercial Banking & Credit Analyst (CBCA)™ Certification
5 Cs of Credit is part of the Commercial Banking & Credit Analyst (CBCA)™ certification, which includes 40 courses.
- Skills Learned Financial Analysis, Credit Structuring, Risk Management
- Career Prep Commercial Banking, Credit Analyst, Private Lending
Path to certification
Prep courses
7 courses from beginner to intermediate level.
01 OptionalCore courses
16 courses from beginner to intermediate level.
02 RequiredElective courses
17 courses in advanced and intermediate levels.
03 RequiredGet certified
Submit your CBCA™ checklist and order your certificate.
04 Required Join our community
Get access to the Global Corporate Finance Society.
05 Optional How the certification works
What our students say
Overall view of what is expected of a credit analyst faced with a borrower, what should be checked, calculated, monitored, expected and even forecast to conclude of the creditworthiness of a potential borrower.
fotaw chambeng vivian
The course was very clear and Very understandable and a great instructor
Hesham Soliman
The course is fantastic and practical, which develops your critical thinking skills.
ADOLFO ISRAEL FERNANDEZ HERNANDEZ
The course materials were illustrative and the lecturer has delivered the information in such easy smooth way.
