Commercial Loans: Structures and Strategies for Smarter Lending
What is a Business Commercial Loan? A commercial loan is a form of credit that is extended to support business activity. Examples include operating lines of credit and term loans for property, plant, and equipment (PP&E). While a few exceptions exist (including commercial property owned by an individual), the overwhelming majority of commercial loans are...
Asset-based Lending
What is Asset-based Lending? Asset-based lending refers to a loan that is secured by an asset. In other words, in asset-based lending, the loan granted by the lender is collateralized with an asset (or assets) of the borrower. Understanding Asset-based Lending In asset-based lending, the loan is secured by the assets of the borrower. Examples...
Credit and Collections Analyst Salary: What to Expect and How to Maximize It
What is a Credit and Collections Analyst Salary? The average credit collections analyst salary in the U.S. is approximately $88,300 per year. However, actual earnings depend on factors like experience, location, industry, and credentials. Here’s a breakdown by experience level: Entry-Level: $54,335 to $59,599 Mid-Level (2–4 years): ~$73,000 Senior-Level: $74,000 or higher, often with team...
Senior Credit Analyst
What is a Senior Credit Analyst? A senior credit analyst is a finance professional who is responsible for evaluating the credit history of individuals or organizations to identify the risk level of loaning them money. They make recommendations based on the results of their assessments using credit agency tools. To help your career, consider a...
Bank Credit Analyst
What is a Bank Credit Analyst? A bank credit analyst is a financial professional who specializes in evaluating the creditworthiness of individuals, companies, or securities. They review a borrower’s financial and credit record and assess if they can fulfill their financial obligations. They also look at the financial health of the borrower, as well as...
