Commercial Banking & Credit Analyst (CBCA)™

CBCA® At a Glance

Program Overview

100%

Online learning

Learn at Your Own Pace

With videos, exercises and quizzes

Access

To our course libary

34

Total courses (19 required)

$121,000

Average CFI graduate salary

120+

Downloadable templates

Taught by Industry Experts

Learn from the best

Receive a Certificate

To verify your credit skills

6 Months

Average completion time

How the CBCA® Program Works*

Step 1: Prep Courses Optional

To prepare for the program, take our 7 optional prep courses to learn or review the fundamentals.

See All Prep Courses

Step 2: Core Courses

Complete 16 core courses to build a strong foundation in credit analysis and loan underwriting.

See All Core Courses

Step 3: Elective Courses

Choose a minimum of 3 electives (out of 11) to explore more advanced topics and specialized lending concepts.

See All Elective Courses

Step 4: Guided Case Studies Optional

Put learning into practice by working through our database of guided case studies.

See All Case Studies

Step 5: Final Exam

After completing the required courses, take the CBCA® final exam (with a minimum passing grade of 70%) to earn your program certification.

Step 6: Get CBCA® Certified

Congratulations! Upon completion of the program, you will receive a block-chain digital certificate with your new credentials. You also have the option to order a physical certificate to be mailed to your door.

* Steps are for individual customers. For customized learning solutions for your team, please visit our CFI for Business page to contact us.

CBCA® Skill Categories & Learning Objectives

Taught by Industry Experts

Lisa Dorian

Lisa is Co-Founder, Managing Director and Chief Risk Officer of CFI Education. She has extensive experience in governance, risk and compliance, as well as business process and strategy. A former finance executive, Lisa switched careers to focus on her passion in education and has designed, developed and delivered training programs globally for financial institutions such as Royal Bank of Canada, Deutsche Bank, JPMorgan Chase, and Zurich Insurance, to name a few. She has also helped clients implement award winning enterprise risk management frameworks.

Kyle Peterdy

Kyle’s background is in commercial banking, where he was responsible for originating and underwriting middle market credit transactions, as well as managing those client relationships. Kyle has worked with multiple North American-based, diversified portfolios, with industry experience including corporations in manufacturing, technology and e-commerce, hospitality, and professional services sectors. His credit experience ranges from general operating and term lending, to project-based construction financing and succession transactions.

Tim Vipond

Tim is currently the CEO of CFI. Since 2005, he has been an active participant in capital markets across a wide range of industries and transactions including mergers, acquisitions, divestitures, and capital raising totaling more than $3 billion in value.

Scott Powell

Scott is Co-Founder, Managing Director and Chief Creative Officer of CFI Education. Now based in Vancouver, Scott spent a significant portion of his career in London, New York and Hong Kong. Scott has a passion for teaching with over 25 years experience designing and delivering customized learning solutions for firms in the financial services industry including JP Morgan, Deutsche Bank, Bank of America Merrill Lynch, Credit Suisse, and HSBC, to a name but a few.

Our Students & Alumni Work At

Explore Your Career Options With The CBCA®

Commercial Loan Officer

Work with owner-operators and C-level executives on behalf of financial institutions to manage borrowing.

Risk Manager & Credit Adjudicator

Assess and approve transactions for banks and other financial institutions.

Commercial Loan Broker

Analyze and package deals more effectively to facilitate quicker turnarounds and better terms for clients.

Credit Analyst

Expand your knowledge and expertise to work in corporate or commercial banking, as well as rating agencies.

Private Lender

Work with capital providers and family offices to underwrite more effective credit transactions, including commercial real estate financing and asset-based lending.

Trust Our CFI Certified Alumni on LinkedIn

Ihor Kukhar

Financial Modeling and...

After 6 months of studying, 19 courses, and over 900 lessons, I have finally completed Corporate Finance Institute® (CFI)’s Certification Program. I would definitely recommend it to anyone that is looking to get a deeper insight into Valuation, Modeling, and...

Michael Kuzio, MSc

World Bank Group

CBCA allowed me to further reinforce my understanding of the credit cycle both from a banking and corporate standpoint. This 60-hour program covers some of the most critical knowledge and skills required for Corporate Bankers & Credit Analysts including Credit...

Maciej Nowak, FMV...

Freelance Credit Analyst

Thank you Tim Vipond, FMVA® and Corporate Finance Institute® for Business. Your Certified Banking & Credit Analyst (CBCA)™ Certification course is unlike any other corporate credit analysis course I have taken (working in the field since 2007). It covers a...

Marcos Vinícios F...

Certified Banking & Cr...

I just completed the certification "Certified Banking & Credit Analyst (CBCA)™" from the Corporate Finance Institute®, and I am starting their Machine Learning in Python courses. I am very impressed with the quality of their courses, and how awesome and...

Stephen Moerane

Director Of Special Pr...

Today marks a very important milestone in my educational journey. I have been looking for a way to get into Finance but hadn't been able to identify a credential that would do the job without interrupting my work schedule. Thank...

German Rivera Per...

Corporate Finance Chief

After almost six months of courses, finally I have achieved the #FMVA ( Financial Modeling and Valuation Analyst) Certificate from Corporate Finance Institute® (CFI) . I want to thank Tim Vipond, FMVA® Scott Powell and all people from Corporate Finance...

The Complete CBCA® Program is Included in your CFI Subscription

	Self-Study $497 / year	Full-Immersion $847 / year
Your Learning Experience
All 33 CBCA® courses
CBCA® Certification
Financial Models & Templates Library
Quizzes, Assignments, and Tests
Excel, PPT, and PDF Files
Digital Blockchain Verified Certificate
Bonus Materials
Macabacus Access
Capital IQ Access
Refinitiv Workspace Access
PitchBook Access
Vertical IQ Access
Premium Email Support
Model Review & Feedback
Additional Case Studies
Resume & Cover Letter Review
A FREE Modeling Competition Entry
	Self-Study $497 / year Enroll Now	Full-Immersion $847 / year Enroll Now

Looking for team solutions? Train and improve with CFI.

Learn More

Frequently Asked Questions

Can I download the Excel files and financial modeling templates?

Yes! You can download and edit the Excel models and templates included in your courses. All of the files needed in a course are available for download. Please note that while our study materials can be downloaded, the lecture videos are only available online due to copyright infringement issues.

How long do I have to complete the course?

Take as much time as you need. You will have access to all courses and all future upgrades in your subscription. You can review the video lessons as many times as you like and complete the courses at a pace that is most convenient for you.

Are CFI courses verified?

CFI is accredited by the Better Business Bureau® (BBB) to maintain training standards, and by the CPA Institutions in Canada, and the National Association of State Boards of Accountancy (NASBA) in the US for CPE credits. You can find more information here.

Are there additional fees or costs?

None! The program tuition includes everything and there are no additional fees required to earn your digital certification.

What currency are your courses priced in?

All of our online courses and programs are priced in USD.

How do I earn my certificates?

You need to complete all the video lessons, quizzes, and final assessments in each course to earn your course certificates. The certificate will then be available on your student dashboard and also emailed to you as soon as you have completed all of the requirements.

Can I email the instructor if I have questions?

While the courses are designed mainly for self-study, we are happy to provide email assistance for general or technical support inquiries. The Full Immersion bundles include a premium email support function which allows you to communicate directly with in-house experts in the area of study you are focusing on. This is one of the key features that sets the Full Immersion bundle apart and makes it a worthwhile upgrade over the more affordable self-study bundle.

Will these courses help me advance my career?

Reviews from students who have taken CFI courses and the CBCA® certification program include numerous stories about how people have been able to advance their careers. There is a proven track record of CFI graduates making successful transitions into the careers of their dreams and this is based largely on the resources that we make available to our students upon enrolment. Our training is designed to be fully practical and simulates the experience of being trained as a professional financial analyst. Additionally, we offer a wealth of information through our free career resources. The unique blend of all these elements is what sets us apart from other e-learning platforms when it comes to giving you all the tools you need to create a successful career in commercial lending.

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Commercial Banking (CBCA)®

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Become a Commercial Banking & Credit Analyst (CBCA)™

CBCA® At a Glance

Program Overview

100%

Learn at Your Own Pace

Access

34

$121,000

120+

Taught by Industry Experts

Receive a Certificate

6 Months

How the CBCA® Program Works*

Step 1: Prep Courses Optional

Careers in Commercial Banking

Accounting Fundamentals

Introduction to Banking

Banking Products and Services

Forms of Business Structure

Fundamentals of Credit

IBISWorld Fundamentals

Step 2: Core Courses

5 Cs of Credit

Reading Business Financial Information

Assessing Drivers of Business Growth

Evaluating a Business Plan

Assessing Management

Cash Flow Cycles and Analysis

Financial Analysis for Credit

Building a 3 Statement Financial Model

Loan Security

Loan Covenants

Credit Administration and Documentation

Loan Pricing

Account Monitoring and Warning Signs

Business Writing Fundamentals

Completing a Credit Application

Professional Ethics

Step 3: Elective Courses

Commercial Banking - Debt Modeling

Real Estate Fundamentals

Commercial Mortgages

Construction Finance Fundamentals

Equipment Finance

Lending to Complex Structures

Syndicated Lending

Retail, Restaurant, & Franchise Lending

Lending to Medical Professionals

Profitable Lead Generation

Asset-Based Lending & Alternative Finance

Step 4: Guided Case Studies Optional

Case Study -Woodchucks Ltd. Overview

Case Study - RockCrusher Rentals

Bad Boys Brewing Case Study

Cool Tech Climate Solutions Case Study

Step 5: Final Exam

Step 6: Get CBCA® Certified

CBCA® Skill Categories & Learning Objectives

Financial Analysis

Credit Evaluation & Documentation

Management & Business Analysis

Risk Management

Industry Analysis

Taught by Industry Experts

Our Students & Alumni Work At

Explore Your Career Options With The CBCA®

Commercial Loan Officer

Risk Manager & Credit Adjudicator

Commercial Loan Broker

Credit Analyst

Private Lender

Trust Our CFI Certified Alumni on LinkedIn

The Complete CBCA® Program is Included in your CFI Subscription

Looking for team solutions? Train and improve with CFI.

Frequently Asked Questions

Get Certified in Commercial Banking (CBCA)®

Become a Commercial Banking
& Credit Analyst (CBCA)™

Get Certified in 
Commercial Banking (CBCA)®