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Overview

Equipment Finance course overview

This Equipment finance course will explore the concepts behind non-real estate capital expenditures to grow fixed assets on the balance sheet. We will identify the sources of equipment financing to understand the different types of lenders before moving onto the differences and similarities between term loans, capital leases, and operating leases.

This course will explain how security filings & public registries work with respect to debt and collateral and how these differ for term loans and leases.

We’ll look at 8 critical criteria for analyzing and underwriting a transaction and how the different lending structures affect these criteria. After, we will walk through an example client with an operating lease and adjust financial statements to calculate adjusted lending ratios. Lastly, the course will cover additional sale-and-leaseback concepts, financing new and used equipment, and handling non-standard advances.

Equipment Finance learning objectives

Upon completing this course, students will be able to:

  • Identify different financing options for non-real estate capital expenditures,
  • Explain how security filings and public registries work,
  • Define the differences and similarities between term loans, capital leases, and operating leases,
  • Adjust financial statements for an example client that has an operating lease,
  • Calculate adjusted lending ratios for borrowers that use operating leases, and,
  • Explain financing structures for new and used equipment.

Equipment Finance is an elective course of CFI’s CBCA® program

CFI’s Certified Banking & Credit Analyst (CBCA)® Program offers skills include credit evaluation, documentation, and review procedures. For beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst.

Who should take this CBCA® course?

This Equipment Finance course is designed for beginner and intermediate-level lending professionals, including relationship managers, analysts, and credit adjudicators in commercial banking or equipment finance operations. This content is also highly relevant to loan brokers and small business banking professionals, who are involved in these types of transactions day-to-day.

By covering the different elements of equipment finance in specific detail, you will be able to identify better solutions around lending structures for clients & prospects. The exercises and tools explored in this course will be useful for any financial analyst who wishes to work in credit analysis, commercial banking, and other areas of lending and credit evaluation.

Equipment Finance

Get Started

Level 3

Approx 3h to complete

100% online and self-paced

Subscribe to get access to CBCA and other programs

From $497/year

Learn More

Become a certified Commercial Banking & Credit Analyst (CBCA)™ Certification

Equipment Finance is part of the Commercial Banking & Credit Analyst (CBCA)™ certification, which includes 51 courses.

Commercial Banking & Credit Analyst (CBCA)™ Certification
  • Skills Learned Financial Analysis, Credit Structuring, Risk Management
  • Career Prep Commercial Banking, Credit Analyst, Private Lending

Path to certification

Prep courses

10 courses from beginner to intermediate level.

01 Optional

Core courses

16 courses from beginner to intermediate level.

02 Required

Elective courses

23 courses in advanced and intermediate levels.

03 Required

Get certified

Submit your CBCA™ checklist and order your certificate.

04 Required

Join our community

Get access to the Global Corporate Finance Society.

05 Optional

How the certification works

Commercial Banking & Credit Analyst (CBCA)™ courses are offered 100% online, allowing you the flexibility to start the Commercial Banking & Credit Analyst (CBCA)™ program anytime and learn when it’s most convenient for you.

The program is a part of the All Access Subscription, which includes all programs and courses.

CFI courses are designed by instructors with over 21 years of financial analyst training experience.

Students must complete all core and elective courses (18 in total) and demonstrate mastery of the topics through successful completion of course materials, quizzes, and assessments.
Within 48 hours of program completion, your Blockchain Verified (CBCA)™ Certification will be emailed to you.

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Frequently asked questions

What are the requirements to take the courses?
All of our certification programs are open to students and professionals in various industries and levels of experience. Our curriculum is designed to teach what you need to know from basic fundamentals to advanced practical case studies. To take the courses and complete the exercises, students will only need access to a PC and/or Mac, Microsoft Suite (2016 or newer), and a stable internet connection. Click here to view the Technical Requirements
Can I download the Excel files and financial modeling templates for the course?
Absolutely! All the files and templates needed in a course are available for download. Just look for a module that shows Downloadable Files within the course dashboard. See here for a visual guide on how to do this.
How long do I have to complete the courses?
You will have yearly access to the courses as long as you maintain an active subscription. All the courses are self-paced as well so you can take your time in learning without worrying about any deadlines. Click here to compare our available enrollment options.
Are CFI courses officially accredited?
Yes, CFI is accredited by the Better Business Bureau® (BBB) to maintain training standards, the CPA Institutions in Canada, and the National Association of State Boards of Accountancy (NASBA) in the USA. Most of our courses qualify for verified CPE credits for CPA charter holders. Please refer to this page to view all available CPE credits.
Are there any additional fees or costs?
None! The bundle price includes everything and there are no additional fees or charges to earn your digital certification. You can see our enrollment fees listed here.
What currency are your courses priced in?
All our online courses are priced in USD. As this is a recurring payment, we accept all major credit and debit cards including Visa, MasterCard, and American Express.
How do I earn my certificates?
Students must complete all the video lessons, quizzes, and final assessments in each course. You can retake the assessments as many times as necessary until you reach an 80% passing grade. For more information on how to earn a course certificate, click HERE.
How are the exams conducted?
Students are required to complete an online assessment (Multiple choice questions, Fill-in-the-Blanks, and Excel Questions) at the end of each course. You can take the exams on your own schedule and will need to earn at least 80% to pass the course and earn your certificate of course completion. Please note that course exams can be repeated as many times as you need. Students are also required to complete the FMVA® final exam to earn their certification. How to Take a Qualified Assessment
Can I email the instructor if I have questions?
While the courses are designed mainly for self-study, we are happy to provide email assistance for general or technical support inquiries. The Full Immersion bundles include a premium email support function that allows you to communicate directly with in-house experts regarding course content. This is one of the key features that sets the Full Immersion bundle apart and makes it a worthwhile upgrade over the more affordable self-study bundle. You can compare more features in our bundles here.
Will these courses help me advance my career?
Based on hundreds of reviews from thousands of students we know how CFI courses have helped so many people advance their finance careers. Our courses are designed to be extremely practical and simulate the experience of being trained as a professional financial analyst…the ultimate way to advance your career. For real-world examples and to help delve even deeper into the course concepts, please look into our free career resources library.
More Questions?
You can view more detailed information through our Help Center or Email us and we'll be happy to answer any of your questions
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