In this guided-learning case study, you will assume the role of a credit analyst working in a financial institution. A prospective client has been presented with a borrowing request; together we will review the due diligence package which includes a projection model, a business plan, historical financials, and an industry report – among others. Next, you’ll be asked to make recommendations around loan amounts, credit structure, and pricing (in order to optimize risk-adjusted return on capital), before preparing a formal Discussion Paper to present to your prospective client.
We include a solution package and a video debrief to explain the key components of this case. Once you have tried the case yourself, you can review the answer key and the video debriefs to check your analysis.
We recommend you to complete the following courses before taking this case study:
CFI’s Certified Banking & Credit Analyst (CBCA)® Program offers skills including credit evaluation, documentation, and review procedures. From beginners to advanced users, the CBCA® program is designed to help you become a world-class credit analyst.
This case study is perfect for any aspiring credit analyst working in insurance, underwriting, rating agencies, commercial lending, corporate credit analysis, and other areas of credit evaluation.
6 courses from beginner to intermediate level.01 Optional
16 courses from beginner to intermediate level.02 Required
13 courses in advanced and intermediate levels.03 Required
Submit your CBCA™ checklist and order your certificate.04 Required
Get access to the Global Corporate Finance Society.05 Optional
Commercial Banking & Credit Analyst (CBCA)™ courses are offered 100% online, allowing you the flexibility to start the Commercial Banking & Credit Analyst (CBCA)™ program anytime and learn when it’s most convenient for you.
The program is a part of the All Access Subscription, which includes all programs and courses.
CFI courses are designed by instructors with over 21 years of financial analyst training experience.