Banking Products and Services

Name: Banking Products and Services
Rating: 4.92 (170 reviews)

Meet the needs of banking customers and grow your career as a trusted financial professional!

Learn typical deposit, credit, and investment offerings as well as private banking solutions like estate & trust and tax planning
Be the business advisor in deposit, credit, cash, and treasury management products, including foreign trade financing and currency risks
Explore corporate and investment banking services, syndications, fundraising in equity and debt capital markets, investment research, M&A, and other activities

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Overview

Banking Products and Services Course Overview

In this Banking Products and Services course, we will give an overview of all the major products and services offered by banks around the world. This course is designed to provide you knowledge of the various products and services you may encounter as you continue your career as a financial analyst. By looking into banking for consumers, banking for businesses, investment banking and corporate finance, you will be able to make better decisions regarding what sectors of banking you want to work in. This course is important for anyone who wants to start their path to becoming a world-class financial analyst.

Banking Products and Services Learning Objectives

Upon completing this course, you will be able to:

Identify the products and services offered by banks to consumers and retail clients
Recognize the products and services offered by banks to businesses and corporations of all sizes
Recall the fee structures of banks and how they make money from each product
Understand the product offerings and groups within investment banks
Identify how banks function in preparation for other courses and your own career objectives

Who Should Take This Course?

This Banking Products and Services Course is perfect for anyone looking to become a financial analyst. This course serves as a primer for all of the main products that financial analysts will need to be familiar with as they decide their career path. By familiarizing yourself with the various banking products and services available in the industry, you will be able to better choose how you specialize and what banking products you want to work with.

Banking Products and Services

Led by Lisa Dorian

Get Started Enroll For Free

Level 1

Approx 4h to complete

100% online and self-paced

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What you'll learn

Lesson

Multimedia

Exams

Files

Introduction

Course Introduction Free Preview

Downloadable Files

Banking for Consumers

Retail Banking Products and Services Free Preview

Checking & Current Accounts Free Preview

Savings Accounts Free Preview

Longer Term Deposits Free Preview

Deposits as Funding Sources Free Preview

Bank & Debit Cards Free Preview

Credit Cards

Credit Card Interest Rates

Loans - Consumer Finance

Loans - Mortgages

Private Banking Products & Services

Banking & Cash Management

Estate & Trust Planning

Tax Planning

Investment Management

Credit Strategies

Philanthropy Advice

Interactive Exercise 1

Banking for Businesses

Business Banking - Operational Products

Business Banking - Financing Products

Financing Products - Working Capital

Working Capital - Electronic Funds Transfer (EFT)

Working Capital - Overdraft

Working Capital - Revolving Line of Credit

Working Capital - Business Credit Cards

Financing Products - Capital Expenditures

Capital Expenditures - Term Loans

Term Loan Repayment Options & Fees

Capital Expenditures - Equipment Financing

Interactive Exercise 2

Commercial Banking

Commercial Banking - Operational Products

Commercial Banking - Loan Financing Products

Commercial Banking - Cash and Treasury Management

Cash & Treasury Management - Payments

Cash & Treasury Management - Receipts

Interactive Exercise 3

Traditional Supply Chain Finance

Cash & Treasury Management - Cash

Trade Finance & Foreign Exchange

Trade Cycle & Risks - Contract Negotiation and Finalization

Trade Cycle & Risks - Bid Bond/Guarantee

Trade Cycle & Risks - Production

Trade Cycle & Risks - Delivery & Settlement

Trade Cycle & Risks - Documentary Collection

Trade Cycle & Risks - Import Letter of Credit

Trade Cycle & Risks - Export Letter of Credit

Trade Cycle & Risks - Bankers' Acceptances

Trade Cycle & Risks - Advance Payment Guarantee

Trade Finance - Risk from Different Perspectives

Trade Cycle & Risks - Foreign Exchange Risk & Products

Commercial Banking - Advisory Services

Interactive Exercise 4

Corporate Banking

Corporate Banking - Loan Finance Products

Corporate Banking - Syndicated Loans

Corporate Banking - Syndicated Lending Fees

Corporate Banking - Bridge Finance

Corporate Banking - Project Finance

Corporate Banking - Acquisition Finance

Interactive Exercise 5

Investment Banking & Corporate Finance

Components of an Investment Bank

Capital Markets & Underwriting

Capital Markets & Underwriting - Types of Underwriting & Fees

Capital Markets & Underwriting - Initial Public Offerings (IPO)

Initial Public Offerings (IPO) - Underwriting Process

Initial Public Offerings (IPO) - Fees & Examples

Research

Industry Coverage

Advisory & Corporate Finance - Mergers & Acquisitions (M&A)

Mergers & Acquisitions (M&A) - Reasons for M&A

Mergers & Acquisitions (M&A) - Buy-Side vs. Sell-side Deals & Fees

Advisory & Corporate Finance - Restructurings

Asset Management & Trading

Interactive Exercise 6

Course Summary

Conclusion

Qualified Assessment

This Course is Part of the Following Programs

Why stop here? Expand your skills and show your expertise with the professional certifications, specializations, and CPE credits you’re already on your way to earning.

Commercial Banking & Credit Analyst (CBCA)® Certification

Banking Products and Services is part of the Commercial Banking & Credit Analyst (CBCA)® certification, which includes 58 courses.

Skills Learned Financial Analysis, Credit Structuring, Risk Management
Career Prep Commercial Banking, Credit Analyst, Private Lending

Learn More

Financial Planning & Wealth Management (FPWM)™ Certification

Banking Products and Services is part of the Financial Planning & Wealth Management (FPWM)™ certification, which includes 23 courses.

Skills Learned Financial Learning, Business Development, Investment Management, Practice Management, Relationship Management
Career Prep Financial Planner, Investment Advisor, Portfolio Manager

Learn More

What our students say

I highly recommend this course it's Informative and easy to understand and the content is top notch

Lusekelo Mukutuma

An Informative programme
All the sessions were filled with so much knowledge. It has proven to be a good investment of my time. The facilitator was down-to-earth with the topics she discussed. Highly recommended for the interested parties to follow this course.

Gayan Thusitha Lal

Excellent overview of the banking industry
Strong recommend as a way to gain more information about how the banking industry works.

Scott Craig

Additional Knowledge Gain
so real and straight to the point

Cornelius K. Boahen

Very extensive
I didn’t know that there were so many banking services…

Corinne Brown

Thanks for The Corporation Finance Institute for Helping me to build my career

Mohamed Abd El Monem Abd El Rahman Osman

Very informative course. Specially for some one who is using certain day to day products of banking industry but not sure of the details behind the product.

Agha Kamil Yar

A comprehensive overview of banking products
Its a must course for those who are willing to pursue their career in banking industry

Musaddiq Ahmad Khan

Worth Every Cent
Simple but yet world class type course by CFI. I will strongly recommend for any financial professional out there looking to expand their knowledge to the next level.

Junias Naundobe

Excellent platform to excel your skills. Highly recommended!

Sakshi Batra

Very good course
Gives a holistic knowledge about banking products and services with a very simple and understandable way

Tarek Abd El All

Instructive
The Facilitators take their time to explain each concept for easy understanding. Its been very instructive in my field

Fadeke Fasehun

excellent course
don't dare to miss out any of these

ALEMMBOM PERRY-BRIGHT LOHBAN

Good for beginners
Very clear and well structured

fotaw chambeng vivian

An Eye Opener of a Course
The course offers an overview of the banking products and services in an engaging manner, and the style of delivery encourages one to engage with the course content.

Frank Rakgomo

Excellent
The best decision I made this year was finishing this course!

Daniel Emeaso

I am strongly satisfied
I am strongly satisfied with the course material, video lectures and exercises provided as part and parcel of the course "Banking Products and Services." Therefore, I rated it 5! You deserved more than that!. Thank you.

Atinafu Asefa

amazing
i highly recommend this program to any banking and finance student seeking to make career in this domain

Sonna feuze Boris

Awesome
Everything was simple to read, learn and understand even to nevigate.

THANDUKWAZI PETER DLAMINI

Excellent educational system
Excellent educational system

Hazem Atef

the for to in at when for in is where are
the for to in at when at has do did

Devil Daeth

Excellent overview course
Good primer for comprehensive banking learning

James Shuman

Absolutely Love the CFI courses!
Joining CFI only motivated more to chase after my dream of becoming an analyst someday. With the increasing demand for analyst to add value from day one and corporations not necessarily wanting to spend time on training, CFI makes such a HUGE difference. Thank you CFI team.

Queendeline Wermann

Banking Products and Services
the course is impacting with a lot of knowledge

George Muriungi

Informative courses
Easy and clear to understanding.

Hui Cian Ngu

Bank products and services
most of the figures and policies quoted in the course are not obtainable in Africa and sub sahara region. let review to met global standard.

Mojeed Shuaib

The course dives into various products offered for individuals and businesses including the pros and cons. It also provides a big-picture view of investment banking as part of Corporate banking. I strongly recommend it.

Gerald Hamuyayi

It was very interesting course I like it
It was really educative course

Aubrey Nchima

it is unbelievable
Just keep up your good work

Sewale Bitew Zeleke

Great course
Informative for many levels of the bank

Brandon Fausto

Informative
each topic was explained clearly with some interactive exercises.

Mande Sunil Kumar

Awesome
it was good and easy to understand

Remondlyn Sabio

Awesome
Our company is going through a fund sourcing phase for our business strategy. This course has widened my exposure and has informed future discussions relating to choosing appropriate banking products and services for that purpose.

JOSEPH MUTENGA GULOBA

Excellent Categorization
Learned about the different products offered by different sizes of banks

Tabona Butale

this course is good
I am very happy to study this course

Abdelrahman Osman

Nice course
Good course for beginner to have an overall view

Duc Tai Le

Well organized
The content was very well organized and presented.

Janet Barber

Corporate Banking
Advisory and research.

Jose muriithii

Great teaching
Very well understood

PAVITRA I V

This course is very educative and I will recommend it for starting your career as a finance expert.

Olamilekan Oluwasogo

very good
video and exercise are very helpful to take asements.

Amrita Mall

Amazing Course Structure
This is a great course to get started with understanding the foundations of the banking industry. Glad to have taken this course through CFI.

Antron Ramey

Tremendous explanation
Love to proceed further with the course

Manish Shaw

Highly recommend for someone who wants to understand the crux of Banking
Highly recommend for someone who wants to understand the crux of Banking

Josephine Rebecca

Helpful
Really worth the time to learn about the banking products

Saddam Hossain

Course Review
Good presentations with visually appealing slides.

Abhinav Anand

brilliant
After 15 years in advisory, fintech and credit industries glad to listen to holistic descrition of the banking industry

Igor Novikov

Learning here is great!
CFI is one of the platforms that can deliver a remarkable source of knowledge to aspiring students.

Abdulghaffar Owoyele

CFI is very good platforms for professional
CFI a very professional platform in providing comprehensive courses to professionals. Really appreciate

RIZWAN MUKHTAR KHAN

Presentation
Some presentation is not corresponding to the courses (some are missing)

JYY JIUN LIN

Banking knowledge
This course is very helpful for me

Raju Bisen

Educative
It has been good so far

Olusegun Awoniyi

Challenging course
I strongly recommend this course, I learned a lot

Walid Sayeh

It is a good platform to learn Finance and Banking.
I do appreciate this course and this platform.

Zin May Htet

AMAZING!
Very helpful course!

Shubham Gautam

Best web for Financial analysist
Corporate finance institute is the best most accessible and cognizant insight in the world of Finance.

Bashir Usman

Excellent
Very productive course

NIKITA DEVARGAONKAR

the true test of your knowledge
don't skip the preparations.

Vladyslav Opalyuk

Excellent Course
This was a very detailed course explaining the banking products and services each type of bank provides to consumers, business, and corporations! Very well-structured!

Michael Moreno

scholarship matter
Opts for providing to some of us a full financial aid on the self study bundle, thank you

GAN MING HONG

Well versed Professionals
In just a short course you get to learn alot

Muqarrab Qadeer

It's interesting doing self study in improving my knowledge in the Banking Industry in Nigeria from a global perspective
There is always room for improvement in knowledge

GODFREY NKOGBU

GOOD EXPERIENCE
NEEE SOME MORE CLARITY ABOUT THE PARTICULAR SUBJECT.

Mathiazhagan Nadanaraj

Awesome Experience!
Awesome, I recommend CFI to all those who aim to build a brilliant future in finance!

Bias Tembe

Banking Products and Services
It is a great course. Very informative.

Mukund Pawar

quite enlightening.
good! would like to explore more.

Hitisha Panwar

The course is really interesting, very complete and easy to understand
The course is really interesting, very complete and easy to understand

Jersson Escobar Villalta

Always a great time
I always enjoy the time I spend sitting in front of my Laptop to watch the lessons. Never regret it. There is always something to learn. Thank you

Martha Unekwuojo Ogbole

Good
please visit this course for your benefit

Chinmay kumar Patra

Great
Helpful, clear and knowledgeable

Mai Hashim

Very informative courses
Very informative courses

OLINAD LA VALLE

Banking Products and Services
The course material and teaching was excellent

Ngolwe Chifunda

Helps with basic understanding.
Helps with basic understanding of banking and its products.

Aditya Pedapudi

Banking products and Services
Excellent and concise coverage of all the important avenues of banking products , which will help to encourage further for dig into details. It was impressive and detailed coverage of the Banking products which has enhanced me my knowledge.

kazi Zunaid Zaman

it was nice Experience, Gained detailed imformation about Corporate Banking, etc
I would Recommend this course

Chetan Singh Bisht

Very good
It's a best way to learning

Karam Ibrahim Mohamed

it is worth the time!
If you want to step in a career in banking, you may want to check out CFI's course on “Banking Products and Services” to: Identify the products and services offered to consumers and retail clients Explore the products and services offered to businesses and corporations Examine the fee structures of banks and how they make money from each product or service Investigate the product offerings and groups within investment banks and their associated fees Build your knowledge of banking products and services in preparation for a career in banking

Elnaz Mahdi Khoshouei

good opportunity to enhance knowledge

KOK YI MIN

Concise Explanation
Most importantly, I enjoyed and learned the concise and relevant case studies used.

Mayode Segun KAYODE

banking product and services
banking product and services is the course that can guide you through the banking industries

NWAOBI JUDE

Much educational course.
I feel like I am in a classroom. The program is so excellent and clear to understand. CFI is a the best place to my career Journey. Ayekoooooo!

Prosper Akoto

Very exciting Course
In this Course There are very an informative materials.

Mohamed Hassan Metawea Soliman

Banking Products and Services
Good for anyone considering a career in the banking sector. Much valued gained, all thanks to CFI.

Abugwu O'Brian Chimezie

Banking Products and Services
Good for anyone considering a career in the banking sector. Much valued gained, all thanks to CFI.

Abugwu O'Brian Chimezie

ahman Li

Frequently asked questions

What are the requirements to take the courses?

All of our certification programs are open to students and professionals in various industries and levels of experience. Our curriculum is designed to teach what you need to know from basic fundamentals to advanced practical case studies. To take the courses and complete the exercises, students will only need access to a PC and/or Mac, Microsoft Suite (2016 or newer), and a stable internet connection. Click here to view the Technical Requirements

Can I download the Excel files and financial modeling templates for the course?

Absolutely! All the files and templates needed in a course are available for download. Just look for a module that shows Downloadable Files within the course dashboard. See here for a visual guide on how to do this.

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You will have yearly access to the courses as long as you maintain an active subscription. All the courses are self-paced as well so you can take your time in learning without worrying about any deadlines. Click here to compare our available enrollment options.

Are CFI courses officially accredited?

Yes, CFI is accredited by the Better Business Bureau® (BBB) to maintain training standards, the CPA Institutions in Canada, and the National Association of State Boards of Accountancy (NASBA) in the USA. Most of our courses qualify for verified CPE credits for CPA charter holders. Please refer to this page to view all available CPE credits.

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All our online courses are priced in USD. As this is a recurring payment, we accept all major credit and debit cards including Visa, MasterCard, and American Express.

How do I earn my certificates?

Students must complete all the video lessons, quizzes, and final assessments in each course. You can retake the assessments as many times as necessary until you reach an 80% passing grade. For more information on how to earn a course certificate, click HERE.

How are the exams conducted?

Students are required to complete an online assessment (Multiple choice questions, Fill-in-the-Blanks, and Excel Questions) at the end of each course. You can take the exams on your own schedule and will need to earn at least 80% to pass the course and earn your certificate of course completion. Please note that course exams can be repeated as many times as you need. Students are also required to complete the FMVA® final exam to earn their certification. How to Take a Qualified Assessment

Can I email the instructor if I have questions?

While the courses are designed mainly for self-study, we are happy to provide email assistance for general or technical support inquiries. The Full Immersion bundles include a premium email support function that allows you to communicate directly with in-house experts regarding course content. This is one of the key features that sets the Full Immersion bundle apart and makes it a worthwhile upgrade over the more affordable self-study bundle. You can compare more features in our bundles here.

Will these courses help me advance my career?

Based on hundreds of reviews from thousands of students we know how CFI courses have helped so many people advance their finance careers. Our courses are designed to be extremely practical and simulate the experience of being trained as a professional financial analyst…the ultimate way to advance your career. For real-world examples and to help delve even deeper into the course concepts, please look into our free career resources library.