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Overview

Retail, Restaurant, & Franchise Lending Course Overview

This course examines the details necessary for assessing a loan for retail companies, restaurants, and franchise businesses. These businesses differ from traditional commercial borrowers and other supply chain companies. Unlike wholesalers or manufacturers, retailers and restaurants generally require high rent and occupancy costs to succeed, among other factors. This course will show you how to identify these factors and adjust for them to enable you to assess a loan for these prospective borrowers. At the end of this course, we will examine a case study using a real-world scenario.

Retail, Restaurant, & Franchise Lending Learning Objectives

Upon completing this course, you will be able to:
  • Compare retail trade and food-service businesses to more traditional commercial banking clients across other parts of the supply chain
  • Identify important characteristics that inform the level of credit risk associated with any given operator
  • Explain what makes food-service businesses unique, as well as how franchise brands can help mitigate some industry risk
  • Calculate adjusted lending ratios and interpret the differences between these and more traditional credit metrics

Retail, Restaurant, & Franchise Lending is an elective course of CFI’s CBCA®  program

CFI’s Commercial Banking & Credit Analyst (CBCA)™ Program offers skills including credit evaluation, documentation, and review procedures. From beginners to advanced users, the CBCA® program is designed to help you become a world-class commercial banker or credit analyst.

Who should take this CBCA® course?

This course is designed for current and aspiring commercial banking professionals and credit analysts. Retail, restaurant, and franchise clients are just one category among many borrowers that a commercial banker or credit analyst will encounter. This course will prepare you with the knowledge you need to properly assess a loan for these businesses.

Retail, Restaurant, & Franchise Lending

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Level 3

Approx 4h to complete

100% online and self-paced

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What you'll learn

Lesson
Multimedia
Exams
Files
Mid-Way Check-in
Conclusion
Qualified Assessments

This Course is Part of the Following Programs

Why stop here? Expand your skills and show your expertise with the professional certifications, specializations, and CPE credits you’re already on your way to earning.

Commercial Banking & Credit Analyst (CBCA)™ Certification
  • Skills Learned Financial Analysis, Credit Structuring, Risk Management
  • Career Prep Commercial Banking, Credit Analyst, Private Lending

What our students say

Great analysis on lending to restaurants
Thanks! EBITDAR

Joseph Eagan

Highly satisfied
The course has provided me a sound service which is more than I expected. Thus, I rated it as strongly satisfactory.

Atinafu Asefa

Excellent
excellent

Tahnoon Esmail

great
i had a lot of fun learning in this course

Charles English

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Frequently asked questions

What are the requirements to take the courses?
All of our certification programs are open to students and professionals in various industries and levels of experience. Our curriculum is designed to teach what you need to know from basic fundamentals to advanced practical case studies. To take the courses and complete the exercises, students will only need access to a PC and/or Mac, Microsoft Suite (2016 or newer), and a stable internet connection. Click here to view the Technical Requirements
Can I download the Excel files and financial modeling templates for the course?
Absolutely! All the files and templates needed in a course are available for download. Just look for a module that shows Downloadable Files within the course dashboard. See here for a visual guide on how to do this.
How long do I have to complete the courses?
You will have yearly access to the courses as long as you maintain an active subscription. All the courses are self-paced as well so you can take your time in learning without worrying about any deadlines. Click here to compare our available enrollment options.
Are CFI courses officially accredited?
Yes, CFI is accredited by the Better Business Bureau® (BBB) to maintain training standards, the CPA Institutions in Canada, and the National Association of State Boards of Accountancy (NASBA) in the USA. Most of our courses qualify for verified CPE credits for CPA charter holders. Please refer to this page to view all available CPE credits.
Are there any additional fees or costs?
None! The bundle price includes everything and there are no additional fees or charges to earn your digital certification. You can see our enrollment fees listed here.
What currency are your courses priced in?
All our online courses are priced in USD. As this is a recurring payment, we accept all major credit and debit cards including Visa, MasterCard, and American Express.
How do I earn my certificates?
Students must complete all the video lessons, quizzes, and final assessments in each course. You can retake the assessments as many times as necessary until you reach an 80% passing grade. For more information on how to earn a course certificate, click HERE.
How are the exams conducted?
Students are required to complete an online assessment (Multiple choice questions, Fill-in-the-Blanks, and Excel Questions) at the end of each course. You can take the exams on your own schedule and will need to earn at least 80% to pass the course and earn your certificate of course completion. Please note that course exams can be repeated as many times as you need. Students are also required to complete the FMVA® final exam to earn their certification. How to Take a Qualified Assessment
Can I email the instructor if I have questions?
While the courses are designed mainly for self-study, we are happy to provide email assistance for general or technical support inquiries. The Full Immersion bundles include a premium email support function that allows you to communicate directly with in-house experts regarding course content. This is one of the key features that sets the Full Immersion bundle apart and makes it a worthwhile upgrade over the more affordable self-study bundle. You can compare more features in our bundles here.
Will these courses help me advance my career?
Based on hundreds of reviews from thousands of students we know how CFI courses have helped so many people advance their finance careers. Our courses are designed to be extremely practical and simulate the experience of being trained as a professional financial analyst…the ultimate way to advance your career. For real-world examples and to help delve even deeper into the course concepts, please look into our free career resources library.
More Questions?
You can view more detailed information through our Help Center or Email us and we'll be happy to answer any of your questions
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