What is a Loan Agreement? A loan agreement is a formal contract outlining important counterparty information and responsibilities, as well as credit terms like the loan amount, the type of loan being extended, the repayment schedule, and the interest rate. A loan agreement is made between the creditor (the lender) and the borrower (the debtor),…
What is the Difference Between Carbon Neutral and Net Zero? Carbon neutrality signifies that an organization and its management team is responsible for removing the same amount of carbon dioxide (CO2) from the atmosphere as it is emitting; net zero, on the other hand, means the organization is removing an equal amount of all greenhouse…
In the post-COVID world, organizations of every shape and size are struggling to find the talent they need and anticipating the need to widen significantly over the next 10-15 years. One solution that’s getting a lot of attention is workforce development. By incorporating workforce development programs into your company’s business strategy, you can thrive even…
October 18, 2022 – Corporate Finance Institute (CFI) has partnered with The African Leadership Group (ALG) and its career development division, ALX, to offer Financial Modeling Valuation Analyst and Business Intelligence Data Analyst certification programs. This strategic partnership will address the global financial talent shortage by preparing over 15,000 digital-ready financial and business analysts from…
January 1, 2023 – CFI’s Financial Planning and Wealth Management (FPWMP®) program aims to equip participants with the skills, knowledge, and tools to become a successful financial planner or wealth advisor through a comprehensive, on-demand course catalog. The field of financial wealth advising is witnessing a notable surge, particularly within the financial services market. Banks…
What Happened to FTX? Like it, love it, or hate it – cryptocurrency dominated the news cycle for the past few years as rocketing valuations in Bitcoin, Ethereum, and other big-name coins led to the proliferation of new coins, NFTs, and a bevy of startups looking to capitalize on the new asset class. In a…
A framework that helps stakeholders understand how an organization is managing risks and opportunities, ESG (Environmental, Social, and Governance) takes a holistic view of sustainability that extends beyond environmental issues. But the ESG landscape of even a few years ago is much different than today’s, and it continues to evolve rapidly. A genuine and nuanced…
When it comes to finding the right employees, skills matter more than degrees do. At least, that’s the new perspective for many CEOs and hiring managers. But where did this perspective come from—and should more companies be thinking in the same terms? Let’s talk about it. The Rules of Recruitment Have Changed Choosing who to…
What is a Government Guarantee? A government guarantee is an agreement between a financial institution and a government agency. It typically stipulates that if a borrower were to trigger an event of default that could not be resolved, the government agency would make the financial institution whole on its exposure. In some instances, the guarantee…
How CFOs Can Lead in Today’s Environment The role of a chief financial officer has evolved significantly over the years, and the pandemic accelerated that change to include more leadership throughout an organization. Analyzing data, mostly of the financial variety, has always been central to the role, but today that also includes digital marketing analytics,…
