What is Home Banking? Home banking refers to banking services that can be accessed from home, either through the internet or by phone. Often referred to as online banking, most banks offer digital services that allow customers to conduct various transactions through the internet. They can include viewing account balances, reviewing transactions, making payments, and…
What is the Hospital Insurance Trust Fund? The Hospital Insurance Trust Fund is a federal government program that finances healthcare services for people aged 65 years and older with a history of continuous Medicare contributions. It is also known as Medicare Part A. The health insurance program pays for healthcare services, such as prolonged stays…
What is a Hospital Revenue Bond? A hospital bond is a type of municipal bond that is issued to raise financing for the construction of a hospital, nursing home, or other hospital facilities. The bond can also be used to purchase new equipment or upgrade existing equipment within the hospital. Hospital revenue bonds are issued…
What is Ex-Dividend? Ex-dividend date represents the date on or after which a security is traded without a previously declared dividend or distribution. The security is said to trade ex-dividend up to the payment date of that dividend. The date is also called the “ex-date.” If an investor buys the stock on or after the…
What are Heuristics? Heuristics are problem-solving techniques that result in a quick and practical solution. In contrast to business decisions that involve extensive analysis, heuristics are used in situations where a short-term solution is required. Although heuristics may not result in the most optimal and ideal solution, it allows companies to speed up their decision-making…
What is a Hands-Off Investor? A hands-off investor invests their money and loosely manages it over a long period of time. Investors who passively manage their money believe in market efficiency. Why Would an Investor Be Hands Off? Hands-off investing is a commonly applied strategy used to passively manage money when time is scarce for…
What is a Silent Partner? A silent partner is an investor that provides capital and places full confidence in the general partner’s ability to grow the business. Ultimately, a silent partner is one who still shares in the profits and losses of a business but is not involved in management or operations. A silent partner…
What is Floor Area Ratio (FAR)? Floor Area Ratio (FAR) indicates the correlation between the plot area on which the building is constructed and the building floor area that can be used or is allowed to be used. A higher floor area ratio implies an urban or denser construction. FAR guidelines are determined by the…
What is the Halloween Strategy? The Halloween strategy refers to a market-timing strategy that is built off the thesis that equity securities perform better between October 31st and May 1st. Investors who invest using the Halloween strategy will purchase stocks in November and eventually sell the stocks in April. During the remainder of the year,…
