What are Redundant Assets? Redundant assets are assets that generate income for the business but that are not essential to the normal operations of the business. In simple terms, they are assets that are owned by the company that do not contribute to the core operations and revenue-generating activities of the company. Redundant assets are…
What is Customer Conversion Rate? Customer conversion rate is the percentage of potential customers who take a specific desired action. In e-commerce or online marketing, it refers to the percentage of website visitors that perform a specific desired action on the website or landing page. The conversion action is usually a quantifiable action capable of…
What is a Credit Union SWOT Analysis? Performing a credit union SWOT analysis can help find key strengths, weaknesses, opportunities, and threats that the organization can use to redefine its strategies. SWOT analysis is a tool used to evaluate the external and internal environments of a company. It is useful in both decision-making and strategic…
What is Current Income (Real Estate Investments)? Current income is an investment strategy that gives investors exposure to consistent above-average payouts. The most common current income-focused investments are individual securities and real estate investments, which provide short-term payouts, as well as long-term investment appreciation. Real Estate Investment Trusts (REITs) Investors looking for regular income from…
What is NOI (Net Operating Income)? NOI is, arguably, the most foundational component of real estate valuation. Dividing a property’s NOI by the prevailing CAP rate (Capitalization Rate) for a certain property class in a given geography will provide an estimate of that property’s fair market value, sometimes referred to as FMV., e.g. $500,000 (NOI)…
What are Credit Analyst Interviews? Recruiters conduct a multitude of credit analyst interviews in order to find the most qualified candidate for the job. The credit analyst interview may cover broad areas such as finance, work experience, and industry-related questions. The interview questions allow companies to get a glimpse of how a potential hire can…
What are Office REITs? Office REITs are REITs that build, manage, and maintain office buildings, and they lease the offices to companies that need space to accommodate their employees. While there are companies that own the buildings where they operate from, most companies turn to office REITs that specialize in leasing office space in central…
What is a Lender? A lender is defined as a business or financial institution that extends credit to companies and individuals, with the expectation that the full amount of the loan will be repaid. The lender earns interest on the credit, which is charged at a specific percentage of the total amount of loan extended…
