Current Income (Real Estate Investments)
What is Current Income (Real Estate Investments)? Current income is an investment strategy that gives investors exposure to consistent above-average payouts. The most common current income-focused investments are individual securities and real estate investments, which provide short-term payouts, as well as long-term investment appreciation. Real Estate Investment Trusts (REITs) Investors looking for regular income from…
NOI (Net Operating Income)
What is NOI (Net Operating Income)? NOI is, arguably, the most foundational component of real estate valuation. Dividing a property’s NOI by the prevailing CAP rate (Capitalization Rate) for a certain property class in a given geography will provide an estimate of that property’s fair market value, sometimes referred to as FMV., e.g. $500,000 (NOI)…
Credit Analyst Interviews
What are Credit Analyst Interviews? Recruiters conduct a multitude of credit analyst interviews in order to find the most qualified candidate for the job. The credit analyst interview may cover broad areas such as finance, work experience, and industry-related questions. The interview questions allow companies to get a glimpse of how a potential hire can…
Office REITs
What are Office REITs? Office REITs are REITs that build, manage, and maintain office buildings, and they lease the offices to companies that need space to accommodate their employees. While there are companies that own the buildings where they operate from, most companies turn to office REITs that specialize in leasing office space in central…
Lender
What is a Lender? A lender is defined as a business or financial institution that extends credit to companies and individuals, with the expectation that the full amount of the loan will be repaid. The lender earns interest on the credit, which is charged at a specific percentage of the total amount of loan extended…
Credit Analyst Cover Letter
What is a Credit Analyst Cover Letter? A credit analyst cover letter is a letter of introduction that accompanies the resume, and it provides information on the applicant’s competencies and experience. The credit industry is highly competitive, and there are thousands of credit analyst job hunters for every credit analyst position that is advertised. In…
Credit Analyst Career Path
What is the Credit Analyst Career Path? For professionals looking to take the credit analyst career path, they need to obtain a bachelor’s degree in business, finance or accounting, or at least an associated degree and relevant experience in a financial institution. Credit analysts work in the credit department of a bank or other financial…
Credit Analysis Report
What is a Credit Analysis Report? A credit analysis report is a document prepared by a credit bureau, and it contains information about the credit history of an individual. The report breaks down how borrowers pay their bills, the amount of unpaid debt, and the duration they have been managing the credit accounts. When compiling…
Friedman Doctrine
What is the Friedman Doctrine? The Friedman Doctrine is also referred to as the Shareholder Theory. American economist Milton Friedman developed the doctrine as a theory of business ethics that states that “an entity’s greatest responsibility lies in the satisfaction of the shareholders.” Therefore, the business should always endeavor to maximize its revenues to increase…
