Why Send a Follow-Up After an Interview? According to career advice experts, a thank-you note following a job interview can help employers determine the right applicant for the job. If an employer has spoken with three very competitive applicants and is looking for one tie-breaking factor, a stand-out email can cement the decision to hire the…
10 Largest Cryptocurrencies by Market Capitalization 1. Bitcoin (BTC) Market Cap: $458 billion Bitcoin is the largest and most popular cryptocurrency by market cap and was created by Satoshi Nakamoto in 2009. It is a decentralized digital currency that has transferrable ownership. This cryptocurrency is mineable and has a maximum supply of ₿21,000,000. 2. Ethereum…
What is Impact Investing? Impact investing is a strategy that seeks to create a specific positive impact or outcome. What sets it apart from pure philanthropy (like cash donations) is that impact investing includes an expectation of financial returns that are (at least) comparable to market returns. Categories of intended impact include (but are not…
What is Venture Capital Financing? Venture capital financing is a type of private equity investing specific to earlier-stage businesses that require capital. In return, the investor receives an equity stake in the business through the issuance of some type of security instrument. Venture capital firms have a variety of different securities they use depending on…
Power Pivot for Excel Power Pivot is a data modeling and analysis package built into Microsoft Excel. It brings some key business intelligence functionality into the heart of Excel, allowing users get to insights faster. This functionality includes data modeling, increased data capacity compared with Excel worksheets, and the DAX powerful formula language. Power Pivot…
What are Cooperatives? Cooperatives are associations or organizations whose goals are to satisfy their members’ social, economic, and cultural needs. Each member enjoys equal voting rights in a cooperative regardless of the number of shares they own. Different regions around the world offer a variety of legal structures for cooperatives. Informal associations have fewer members…
Introduction to Excel Formulas Excel formulas are essential for financial analysis, helping professionals perform calculations, analyze data, and generate insights with precision. A formula in Excel is an expression that computes values based on numbers, cell references, and operators, while functions—predefined formulas—simplify complex calculations like summing totals, finding averages, or analyzing trends. Understanding how to…
What are the Three Financial Statements? The three financial statements are (1) the income statement, (2) the balance sheet, and (3) the cash flow statement. Each of the financial statements provides important financial information for both internal and external stakeholders of a company. The income statement illustrates the profitability of a company under accrual accounting…
What is Financial Statement Analysis? Financial statement analysis is the process of evaluating a company’s financial health and performance by reviewing its financial statements, including the income statement, balance sheet, and cash flow statement. This analysis involves using various metrics and methods to assess profitability, liquidity, solvency, and efficiency, helping stakeholders make informed decisions about…
What is Commercial Lending Training? Commercial lending training provides an opportunity for loan officers and other credit professionals to build or upgrade their credit acumen. Commercial lending training runs the spectrum from beginner-level course work for aspiring commercial credit professionals (that want to be loan officers or other types of SME lenders), all the way…
