What is a Cryptocurrency Wallet? A cryptocurrency wallet refers to a physical medium, device, service, or application that maintains private and/or public passwords for crypto transactions. In addition to the basic purpose of storing keys, it also makes the owner of the digital pseudonymous. It comes in various forms – from hardware crypto wallets like…
What is Greenwashing? Greenwashing is when the management team within an organization makes false, unsubstantiated, or outright misleading statements or claims about the sustainability of a product or a service, or even about business operations more broadly. Some greenwashing is unintentional, due to a lack of knowledge or understanding on the part of management, but…
What is Liquidity in Cryptocurrency? For any investment, one of the most important considerations is the ability to efficiently buy or sell that asset if and when the investor pleases. After all, what is the point of profit if the seller is not able to realize their gains? The liquidity of the asset will largely…
What is a Debt Default? An event of debt default occurs when one or more terms in a loan agreement are violated (or breached) by a borrower. When a lender extends credit to a borrower, both parties agree to loan terms by way of a loan agreement. These loan agreements typically include a section that…
What is ESG Disclosure? ESG disclosure is a form of public reporting by an organization’s management team about its performance across a variety of Environmental, Social, and Governance (ESG) issues. Collective global efforts toward greater sustainability have created the need for organizations of all sizes to be more transparent about what they’re doing to manage…
What is Accounts Receivable Factoring? Accounts receivable (A/R) factoring, often referred to as invoice discounting, is a type of short-term debt financing used by some business borrowers. The transaction takes place between a business (the borrower) and a lender (often a factoring company as opposed to a traditional commercial bank). Factoring is only available as…
What is an ESG Score? An ESG score is an objective measurement or evaluation of a given company, fund, or security’s performance with respect to Environmental, Social, and Governance (ESG) issues. Specific evaluation criteria vary between the different rating platforms that issue ESG scores; however, they all fall within one (or more) of the E,…
What is SWOT Analysis? SWOT stands for Strengths, Weaknesses, Opportunities, and Threats. A SWOT analysis is a framework to help assess and understand the internal and external forces that may create opportunities or risks for an organization. Strengths and weaknesses are internal factors. They are characteristics of a business that give it a relative advantage…
What is a Real Estate Appraiser? A real estate appraiser is someone that is hired or commissioned to estimate the value of real property. The appraiser must be accredited by any governing bodies within the jurisdiction in question. It’s also a requirement that the real estate appraiser be completely objective and without bias towards any…
