Net Debt Calculator

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Net Debt Calculator

This net debt calculator helps you compute the net debt using the formula:

Net debt = Short-term debt + Long-term debt – Cash and equivalents

Below is a screenshot of the net debt calculator:

Net Debt Calculator

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Net debt is a financial liquidity metric that measures a company’s ability to pay all its debts if they were due today and whether the company is able to take on more debt. In other words, net debt compares a company’s total debt with its liquid assets.

Formula for Net Debt

Net debt = Short-term debt + Long-term debt – Cash and equivalents


  • Short-term debts are financial obligations that are due within 12 months. Common examples of short-term debts include accounts payable, short-term bank loans, lease payments, wages, and income taxes payable.
  • Long-term debts are financial obligations that are due beyond a 12-month period. Common examples of long-term debts include bonds, lease obligations, contingent obligations, notes payable, and convertible bonds.
  • Cash and cash equivalents are the most liquid assets of a company. Common examples of cash and cash equivalents include marketable securities, commercial paper, treasury bills, and bank accounts.

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Analyst Certification FMVA® Program

Below is a break down of subject weightings in the FMVA® financial analyst program. As you can see there is a heavy focus on financial modeling, finance, Excel, business valuation, budgeting/forecasting, PowerPoint presentations, accounting and business strategy.


Financial Analyst certification curriculum


A well rounded financial analyst possesses all of the above skills!


Additional Questions & Answers

CFI is the global institution behind the financial modeling and valuation analyst FMVA® Designation. CFI is on a mission to enable anyone to be a great financial analyst and have a great career path. In order to help you advance your career, CFI has compiled many resources to assist you along the path.

In order to become a great financial analyst, here are some more questions and answers for you to discover:


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