Financial Analyst vs Credit Analyst

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What is a Financial Analyst vs Credit Analyst?

A Financial Analyst prepares an analysis on a wide range of activities such as budgeting, forecastingForecasting Finance (Equity, Debt, Interest)This article on forecasting finance is part three of the four-step financial forecasting model in Excel. This guide explains how to model debt and interest, investing, valuation, mergers and acquisitions, and more, while a Credit Analyst exclusively analyzes debt (credit) opportunities. Put another way, Financial Analyst is a broader title and encompasses all types of financial analysis, while Credit Analyst is a very specific title that relates only to debt/creditNet DebtNet debt = total debt - cash. Net debt is a financial liquidity metric that measures a company’s ability to pay all its debts if they were due today. Compares a company’s total debt with its liquid assets. jobs. To learn more about the differences between a Financial Analyst vs Credit Analyst, see CFI’s career guides.

Analyst Certification FMVA® Program

Below is a break down of subject weightingsBecome a Certified Financial Modeling & Valuation Analyst (FMVA)®CFI's Financial Modeling and Valuation Analyst (FMVA)® certification will help you gain the confidence you need in your finance career. Enroll today! in the FMVA® financial analyst program. As you can see there is a heavy focus on financial modeling, finance, Excel, business valuation, budgeting/forecasting, PowerPoint presentations, accounting and business strategy.

Become a Certified Financial Modeling & Valuation Analyst (FMVA)®CFI's Financial Modeling and Valuation Analyst (FMVA)® certification will help you gain the confidence you need in your finance career. Enroll today!

A well rounded financial analyst possesses all of the above skills!

Additional Questions & Answers

CFI is the global institution behind the financial modeling and valuation analyst FMVA® Designation. CFI is on a mission to enable anyone to be a great financial analyst and have a great career path. In order to help you advance your career, CFI has compiled many resources to assist you along the path.

In order to become a great financial analyst, here are some more questions and answers for you to discover:

What is financial modeling?What is Financial ModelingFinancial modeling is performed in Excel to forecast a company's financial performance. Overview of what is financial modeling, how & why to build a model.
How do you build a DCF model?DCF Model Training Free GuideA DCF model is a specific type of financial model used to value a business. The model is simply a forecast of a company’s unlevered free cash flow
What is sensitivity analysis?What is Sensitivity Analysis?Sensitivity Analysis is a tool used in financial modeling to analyze how the different values for a set of independent variables affect a dependent variable
How do you value a business?Valuation MethodsWhen valuing a company as a going concern there are three main valuation methods used: DCF analysis, comparable companies, and precedent transactions