Top Banks in Romania

Overview of Romania's leading financial institutions

Overview of Banks in Romania

The National Bank of Romania )NBR) acts as the central monetary authority in the country. The NBR became a member of the European System of Central Banks in 2007. The central bank sets monetary policy, licenses and supervises banks in Romania, and issues currency in the form of coins and banknotes.


Banks in Romania


In a 2017 report by Moody’s Investors Service, the rating agency gave banks in Central and Eastern Europe (which includes banks in Romania) a stable outlook, as asset quality and demand for lending continued to benefit from strong economic growth in the region. It also noted the improvement in the loan quality of banks in Romania, as well as their Slovenian and Hungarian counterparts, over the past three years.

For anyone considering a career in banking in Romania, this list of banks in Romania is a helpful guide on where to start. To learn more, see our list of financial institutions.


The Top Banks in Romania are:


Banca Comerciala Romana (BCR)

Established in 1990, Banca Comerciala Romana (BCR) is the largest of the banks in Romania in terms of assets. BCR offers retail, treasury and capital markets, and corporate and investment banking services. Operating as a subsidiary of Erste Group (Austria), the bank oversees a network of 22 corporate business centers, 23 mobile offices, 551 retail units, more than 2,100 ATMs, and 13,500 POS terminals.

Revenue: RON 2.24 billion (2017)

Net income: RON 668.13 million (2017)

Total assets: RON 70.93 billion (2017)


BRD – Group Societe Generale

BRD – Group Societe Generale started its operations in Romania in 1990 after purchasing the assets and liabilities of the former Banca de Investitii. BRD oversees 870 branches and serves 2.2 million customers through three business segments: retail land SMEs, investment banking, and large corporations. BRD is the largest of the banks in Romania in terms of number of branches. Headquartered in Bucuresti, the bank is a member of France-based Societe Generale.

Revenue: RON 1.86 billion (2017)

Net income: RON 1.41 billion (2017)

Total assets: RON 54.93 billion (2017)


Banca Transilvania

Founded in 1994, Banca Transilvania operates through three primary segments: Retail, SME, and Corporate, with a special focus on healthcare, agriculture, and European funds. The bank employs more than 7,000 staff and serves over two million clients. It oversees a network of as many as 550 units.

Revenue: RON 2.02 billion (2017)

Net income: RON 1.19 billion (2017)

Total assets: RON 59.3 billion (2017)


UniCredit Bank

UniCredit Bank was established in Romania in 1991 as Banca Comerciala Ion Tiriac SA (Banca Tiriac). It is one of several banks in Romania that provides a wide range of products and services to individual and private customers, SMEs, and major Romanian and multinational corporations. As of end-2017, the bank served over 600,000 customers and managed 157 branches. It is a member of the Italian banking group UniCredit SpA.

Revenue: RON 1.35 billion (2017)

Net income: RON 405.87 million (2017)

Total assets: RON 43.5 billion (2017)


CEC Bank

CEC Bank traces its roots to 1881, making it the oldest of the banks in Romania. The bank focuses on providing financing to agricultural SMEs, public administration, and economic development projects throughout the country.

Revenue: RON 912.56 million (2016)

Net income: RON 9.6 million (2016)

Total assets: RON 28.16 billion (2016)


Raiffeisen Bank

Raiffeisen Bank provides a comprehensive range of financial products and services to retail customers, SMEs, and major corporations. The bank oversees several distribution channels, which include over 350 banking outlets, ATMs, and EPOS terminals strategically located throughout Romania. Headquartered in Bucuresti, it operates as a subsidiary of Raiffeisen Banking Group (Austria).


Banca Romaneasca

Established in 1992, Banca Romaneasca is majority-owned by the National Bank of Greece. The bank provides a comprehensive range of banking products and services to retail and corporate clients of banks in Romania. Based in Bucuresti, it manages five corporate business centers and 109 units throughout Romania.

Revenue: RON 242.6 million (2016)

Net income: RON 3.69 million (2016)

Total assets: RON 6.44 billion (2016)


Alpha Bank Romania

Alpha Bank Romania commenced operations in 1994 as Banca Bucaresti SA. The bank offers a full range of financial products and services to retail customers, SMEs, and corporate customers. It operates as a subsidiary of Alpha Bank Group, Greece’s largest financial group.

Revenue: RON 484.64 million (2016)

Net income: RON 121.89 million (2016)

Total assets: RON 14.73 billion (2016)


Piraeus Bank

Piraeus Bank was formed as one of the banks in Romania in 2000. The bank focuses on consumer and mortgage credit, SMEs, agricultural banking, green banking, leasing, and factoring, as well as investment banking and capital markets. As of 2016, it employed 2,153 individuals and managed a network of 147 branches, seven business centers, and five regional centers.

Revenue: RON 253.74 million (2016)

Net income (loss): RON 31.55 million (2016)

Total assets: RON 6.56 billion (2016)



Founded in 1991, Bancpost caters to retail, corporate, and high net worth clients in Romania. Headquartered in Bucuresti, the bank operates as a subsidiary of Eurobank Ergasias Group, one of Greece’s largest financial institutions.

Revenue: —

Net income: RON 66 million (2017)

Total assets: RON 11.64 billion (2017)


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Additional Resources

This has been a guide to the top banks in Romania. For anyone looking for a career in banking, this list is a great place to start your networking. Please also see these additional resources:

  • Top banks in Bulgaria
  • Top 100 investment banks
  • Investment banking interview questions
  • Walk me through a DCF
  • Financial modeling guide

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