Top Banks in the Czech Republic

Overview of the Czech Republic's leading financial institutions

Overview of Banks in the Czech Republic

The Czech National Bank (CNB) supervises financial institutions and banks in the Czech Republic and serves as the country’s central monetary authority. CNB was established in 1993 after the former state of Czechoslovakia was dissolved. Headquartered in Prague, the Czech central bank offers banking services to the public sector and the state.

There are 58 banks and foreign bank branches operating in the Czech Republic as of March 2021. Mostly dominated by foreign capital, the domestic banking sector is comparable to most similar-sized economies in Western Europe.


Banks in the Czech Republic


Moody’s Investors Service’s outlook on banks in the Czech Republic remains stable, which reflects the Czech Republic’s inherent fundamental credit strengths and the low exposure to event risks, which are based on a resilient and stable banking sector, as well as strong government and external liquidity metrics.

For anyone who is considering a banking career in the Czech Republic, this list of top banks in the Czech Republic is a helpful guide on where to start. To learn more, see our list of financial institutions.


The Top Banks in the Czech Republic Include:



Ceskoslovenska Obchodni Banka, also called CSOB or Czechoslovak Trade Bank, provides various financial solutions in retail banking, corporate banking, private banking, and SMEs, as well as financial markets.

Founded by the state in 1964, it currently operates under the brands CSOB and Postovni Sporitelna. CSOB is part of KBC Group, one of the leading financial conglomerates in Belgium and the CEE region.

Net income: CZK 8.49 billion (2020)

Total assets: CSK 1.76 trillion (2020)


Ceska Sporitelna

Ceska Sporitelna is one of the largest banks in the Czech Republic by assets. With over five million clients, it is also the biggest bank in terms of the number of customers. It operates through its network of 438 branches and 1,825 ATMs, providing a range of products and services to small-scale clients, SMEs, and large companies.

Ceska Sporitelna is one of the leading securities dealers in the country’s capital market. It is also a member of the Erste Group that serves over 17 million clients in eight EU member countries.

Net income: CZK 10.00 billion (2020)

Total assets: CZK 1.54 trillion (2020)


Komercní Banka             

Universal bank Komercni Banka (KB) is one of the leading banks in the Czech Republic, as well as in Central and Eastern Europe. It offers a wide range of products and services in retail, investment, and corporate banking.

KB also provides specialized services, including pension funds, factoring, insurance, and consumer lending.  It operates 242 branches and 809 ATMs and employs about 7,800 staff.

Net income: CZK 8.16 billion (2020)

Total assets: CZK 1.17 trillion (2020)


UniCredit Bank CZ

UniCredit Bank Czech Republic and Slovakia is one of the market leaders in terms of corporate finance, acquisition financing, and commercial real estate. UniCredit Group, one of the top European financial groups, started its banking activities in the Czech Republic in 2007 through the integration of Zivnostenska Banka and HVB Bank.

Net income: CZK 5.13 billion (2020)

Total assets: CZK 664.3 billion (2020)


Raiffeisenbank CZ

Raiffeisenbank CZ started providing a range of banking products and services to private and corporate clients in the Czech Republic in 1993 after merging with eBanka. A member of the Austria-based Raiffeisen Group, Raiffeisenbank was named Bank of the Year in 2009, the most prestigious banking award in the country.  It operates through a network of approximately 130 branches and business client centers.

Net income: CZK 2.22 billion (2020)

Total assets: CZK 482.0 billion (2020)


Moneta Money Bank              

Moneta Money Bank, formerly GE Money Bank, is one of the leading consumer finance banks in the Czech Republic. The bank offers a full range of financial products and services, with a focus on retail customers and SMEs. It operates in two primary segments: retail and commercial.

Headquartered in Prague, it employs more than 3,000 staff and oversees a network of 159 branches and 555 ATMs.

Net income: CZK 2.60 billion (2020)

Total assets: CZK 317.4 billion (3/2021)


PPF Banka

Formerly called Royal Banka CS, PPF Banka serves as the central treasury bank of its holding company, PPF Group, one of the largest investment and finance groups in Central and Eastern Europe. It provides a range of private banking, investment, and consultancy services to financial institutions and medium-sized and large enterprises.

PPF Banka is also known for its trading securities services for professional investors in many markets in Europe, as well as in the US, Russia, and several countries in Asia. Based in Prague, the bank was incorporated in 1992.

Net income: CZK 748 million (2020)

Total assets: CZK 169.5 billion (2020)


Sberbank CZ

Commercial bank, Sberbank CZ, provides a wide range of financial products and services, such as savings, checking, mortgage, online banking, payment cards, and private banking to retail and corporate clients in the country.

Sberbank Europe AG, a subsidiary of Sberbank of Russia, which is the largest bank in Russia and CIS, is the main shareholder of Sberbank CZ. The bank currently employs 750 staff and serves more than 120,000 customers out of 25 branches.

Net income: CZK 19 million (2020)

Total assets: CZK 89.40 billion (2020)


Fio Banka          

With headquarters in Prague, a privately-owned full-service universal bank, Fio Banka, offers a wide range of products and services in retail and corporate banking. It also offers brokering securities transactions and is the largest Czech securities trader that specializes in smaller clients.

Net income: CZK 178.46 million (2016)

Total assets: CZK 80.48 billion (2016)


CMZR Bank       

Ceskomoravska Zarucni a Rozvojova Banka, or CMZR Bank, was established in 1992 as a specialized banking institution. It is the sole development bank in the Czech Republic, providing support to small and medium-sized enterprises. It also became involved in the implementation of structural funds in 2004.

Net income: CZK 24 million (2016)

Total assets: CZK 30.06 billion (2016)


Careers in Investment Banking

To break into investment banking, there are several important things to focus on. These include networking, resume, experience, and financial modeling skills. To learn more, explore our interactive career map:investment banking careers For banking careers, you will have a significant edge over the competition with our financial modeling courses.


Additional Resources

This has been a guide to the top banks in the Czech Republic. For anyone looking for a career in banking, this list is a great place to start your networking. Please also see these additional resources:

  • Top Banks in Germany
  • Top 100 Investment Banks
  • Walk Me Through a DCF
  • Financial Modeling Guide

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